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Everything you need to know about Withdrawing and Paying Money in Gran Canaria

Paying in Gran Canaria is possible everywhere in euros or with a bank or credit card such as Visa, Mastercard or Maestro thanks to International Card Services. Withdrawing money at an ATM(Cajera automatico) is no problem. But what does PIN payments cost in Gran Canaria ? How do you pay in Gran Canaria ? Withdrawing money in Gran Canaria ? This is just a small sample of questions from travellers to Gran Canaria.

If you are in Gran Canaria and need cash, you can easily use the many ATMs that are spread across the island. These machines are generally reliable and safe to use. Here are some important things to keep in mind:

1. Availability and Location
   Bank ATMs are everywhere, both in cities and in tourist areas. Whether you are in Las Palmas, Maspalomas, or Playa del Inglés, you will always have an ATM nearby. In shopping centres, shopping streets, supermarkets and at banks themselves, there are often several ATMs together.
2. Charges when withdrawing money
   When you withdraw money using a foreign bank card, charges may apply. These fees vary depending on the bank where you are a customer and the bank where you withdraw money. Most banks charge a fixed amount or a percentage of the amount withdrawn as a transaction fee. It is advisable to check with your own bank before travelling.
3. Reliability
   Most ATMs in Gran Canaria are owned by large, reputable banks such as Banco Santander, BBVA, and CaixaBank, Deutsche Bank. These are safe and reliable. Still, it is always wise to take a few precautions, such as covering your PIN while entering and making sure no one is standing too close to you.
4. Transaction information
   Before the transaction is completed, the screen will show you a summary of any fees that will be charged. You then have the option to cancel the transaction if you find the charges too high.
5. Tips for safe use
   • Avoid using vending machines in remote or poorly lit areas, especially at night.
   • Check the machine for any unusual parts or devices attached to the card reader, as these may be signs of fraud.
   • Always ask for a cash withdrawal statement (if available) at the ATM
   • Keep your receipts until you have checked your bank statements.
   • Before you leave on holiday, don’t forget to top up your balance so that you don’t run into a problem at your holiday destination.

By following these simple guidelines, you can use the ATMs on Gran Canaria without any worries and enjoy your stay on the island.

On Gran Canaria there are several bank offices, well-known and lesser-known. Banco Popular Español, Cajasiete, ING, Banco Santander, Banca March, Deutsche Bank, BBVA and a few others. Exchanging foreign currency is still possible on the island. This can be done in the well-known bank offices but also in small exchange offices. It is best to compare the exchange rates.

As in any other world country, Gran Canaria also has a postal service. A post office ( Oficina de Correos ) is characterised by its yellow colour just like the post boxes. There is already a post office at the airport and the centre of Las Palmas, as well as in tourist areas such as Playa del Ingles on Avenida Tirajana, 37. More tips and suggestions such as Time Sharing, Tax-free shopping, apps for your smartphone and tablet and much more on the following webpage ….

Paying by bank card in Gran Canaria: What you need to know

In Gran Canaria you can easily pay with a bank card in most shops, restaurants, veterinary clinics, hospitals and other services. Here are some tips and points to consider to make your payments smooth and safe:

1. Paying by Bank Card
   The use of bank cards is accepted almost everywhere on the island. In supermarkets, clothes shops, pharmacies and even in most taxis, you can pay with your card without any problems. This also applies to restaurants, bars and cafes. Note! If the amount is less than EUR 30, one can legally refuse card payments and demand cash payment but in practice this is hardly ever applied. However, one is obliged to indicate this with an information board that is perfectly legible and visible to everyone.
2. Paying attention with hotel and catering payments
   In the hotel and catering industry, it is wise to pay extra attention when paying. Always check that the amount on the payment device has been entered correctly before entering your PIN. If in doubt, ask for an itemised bill and make sure you compare the amounts entered with the bill.
3. Ask for a Receipt
   It is always a good idea to ask for a receipt after a payment. This allows you to check the transaction later and notice any errors. Especially in restaurants and bars, it can be useful to have a receipt for your own records.
4. Tipping
   Although tipping is not compulsory, it is appreciated as a token of appreciation for service. It is customary to tip in cash, often in coins. This small gesture can ensure you are treated extra well on your next visit.
5. Secure Payments
   Always make sure you cover your PIN while entering and check that your bank card is back in your wallet immediately after payment. Also be careful about sharing your card details and use contactless payments where possible for added security.

By following these simple guidelines, you can pay with your bank card without any worries and safely during your stay in Gran Canaria, and enjoy the hospitality of the island.

And there is WERO: Paying with QR codes

Mobile Payment Systems and QR Codes: In Spain, Bizum is a popular mobile payment method that is widely used for payments between individuals via their banking app. Similar to Bizum, there are similar systems in other European countries, such as Payconiq in Belgium and Swish in Sweden. These methods make it easy to make payments using a mobile phone number.

From 2026, paying via QR codes will become increasingly commonplace in Gran Canaria and other parts of Europe. This system will allow users to pay quickly and securely in restaurants, shops, and other catering establishments by simply scanning a QR code with their smartphone. This technology will be seamlessly integrated into the new European payment system Wero, meaning you can pay both online and offline with one app, without the need for cash or a physical card.

Introducing Wero: Wero, the new European payment system to be rolled out from 2024, will fundamentally change the way we pay in Europe. Wero combines the advantages of existing systems such as iDEAL, Bizum and Payconiq, and adds additional functionalities, such as the ability to transfer money without IBAN numbers.

One of the most striking features of Wero is its support for QR code payments. This means that from 2026, you will be able to pay in Gran Canaria simply by scanning a QR code, whether you are paying for a meal in a restaurant or buying a souvenir in a shop.

Global Payment Systems: In addition to Wero and similar European systems, other prominent digital payment methods worldwide include Alipay and WeChat Pay in China, and Venmo in the United States. These systems, which often use QR codes, have already proven how efficient and secure this technology can be for both users and merchants.

Why Wero is important for Tourists: If you are visiting Gran Canaria from another European country, Wero offers a seamless and secure way to manage your payments. With the ability to use QR codes, paying will be even easier, no matter where you are on the island.

Conclusion: Whether you are used to traditional payment methods or prefer modern digital solutions, Gran Canaria offers plenty of options to easily manage your payments. With the arrival of Wero and the introduction of QR code payments from 2026, paying during your holiday will become even easier and safer.

Share Your Experiences and Suggestions about Paying in Gran Canaria!

Have you recently visited Gran Canaria and paid by bank card or QR code? We would love to hear about your adventures and recommendations! Your insights help us keep our tourism page up-to-date and improve it. Whether you have discovered a hidden gem, found a fantastic restaurant or have tips for other travellers, your feedback is invaluable. Share your experiences and suggestions with us verschueren.eddy@gmail.com and help others make the most of their visit to this beautiful island. Together we will create the ultimate guide to Gran Canaria!